Banking
2010-02 Issue 362 BDT Print
Statement No: 1
Issue No : 362, Issue Date : March 08, 2010
 
Grameen Bank Monthly Update in Taka : February, 2010
Sl. No. Particulars Million Taka
1.0  Cumulative Amount Disbursed Since Inception 513,697.48
2.0  Cumulative Amount Repaid Since Inception 456,191.67
3.0  Amount Disbursed this Month 7,404.43
4.0  Amount Repaid this Month 5,991.00
5.0  Outstanding Loan
  5.1 Basic Loan

53,420.20
5.2 Flexible Loan (a) 2,128.54
5.3 Housing Loan 191.64
5.4 Education Loan 1,539.84
5.5 Other Loans 225.59
5.6 Total : 57505.81
6.0  Rate of Recovery (b) 96.55
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (c)
  7.1 Basic Loan 854.71
7.2 Flexible Loan 234.01
7.3 Total : 1088.73
8.0  Overdue Loan (d)
  8.1 Basic Loan (e) 1,463.26
8.2 Flexible Loan 260.25
8.3 Housing Loan 12.72
8.4 Other Loans 0.33
8.5 Total : 1,736.57
9.0    Microenterprise Loan (Cumulative)
  9.1 No. of Microenterprise Loans 2,304,901
9.2 Amount Disbursed 59,940.17
9.3 Amount Repaid 47,665.80
10.0  Balance of Deposits
  10.1 Members' Deposit 46,051.90
10.2 Non-Members' Deposit 38,879.22
10.3 Total : 84,931.12
11.0  Deposits to Outstanding
  11.1 Deposits as Percentage of Outstanding Loans 148
11.2 Deposits and Own Resources as Percentage of Outstanding Loans 158
11.3 No. of Branches with more in Deposits than in Outstanding Loans 1,644
12.0  Beggar Members
  12.1 No. of Beggar Members 91,961
12.2 Amount Disbursed (Cumulative) 144.94
12.3 Amount Repaid (Cumulative) 111.13
12.4 Amount of Savings (Balance) 7.82
13.0  Cumulative Number of Village Phones 365,927
14.0  Cumulative Number of Houses Built with Housing Loans 681,257
15.0  Life Insurance Fund (Cumulative)
  15.1 No. of Deaths Among all Borrowers 124,404
15.2 Amount paid out from Life Insurance Fund 220.90
16.0  Loan Insurance
  16.1 Balance in Loan Insurance Savings 5,371.51
16.2 No. of Deaths Among Insured Borrowers (Cumulative) 155,086
16.3 Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative) 1,247.92
17.0  Higher Education Loan (Cumulative)
  17.1 No. of Female Students 9,342
17.2 No. of Male Students 32,777
17.3 Total : 42,119
17.4 Amount Disbursed (Female) 349.57
17.5 Amount Disbursed (Male) 1,250.17
17.6 Total : 1,599.75
18.0  Scholarship (Cumulative)
  18.1 Scholarship Recipient (Female) 53,857
18.2 Scholarship Recipient (Male) 38,707
18.3 Total : 92,564
18.4 Scholarship Amount (Female) 76.24
18.5 Scholarship Amount (Male) 56.39
18.6 Total : 132.63
19.0  Number of Members
  19.1 Female 7,793,819
19.2 Male 250,784
19.3 Total : 8,044,603
20.0  Number of Groups 1,263,490
21.0  Number of Centres 144,647
22.0  Number of Villages 81,343
23.0  Number of Branches 2,563
24.0  Number of Branches with Computerized Accounting and MIS 2,560
 
(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the third year are written off exactly on the date following their completion.
(b) Amount repaid as a percentage of amount due.
(c) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d) On the last day of each month, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e) In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
 
Note : Current Exchange Rate : 1 US$ = Taka 69.20
 
 
 
   
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