Banking
2010-01 Issue 361 BDT Print
Statement No: 1
Issue No : 361, Issue Date : February 10, 2010
 
Grameen Bank Monthly Update in Taka : January, 2010
Sl. No. Particulars Million Taka
1.0  Cumulative Amount Disbursed Since Inception 506,293.05
2.0  Cumulative Amount Repaid Since Inception 450,200.67
3.0  Amount Disbursed this Month 7,981.58
4.0  Amount Repaid this Month 6,603.73
5.0  Outstanding Loan
  5.1 Basic Loan

52,306.27
5.2 Flexible Loan (a) 1,866.70
5.3 Housing Loan 196.88
5.4 Education Loan 1,504.40
5.5 Other Loans 218.14
5.6 Total : 56,092.38
6.0  Rate of Recovery (b) 96.54
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (c)
  7.1 Basic Loan 895.00
7.2 Flexible Loan 223.98
7.3 Total : 1118.99
8.0  Overdue Loan (d)
  8.1 Basic Loan (e) 1,332.58
8.2 Flexible Loan 248.72
8.3 Housing Loan 12.25
8.4 Other Loans 0.09
8.5 Total : 1,593.65
9.0    Microenterprise Loan (Cumulative)
  9.1 No. of Microenterprise Loans 2,245,177
9.2 Amount Disbursed 58,016.82
9.3 Amount Repaid 46,382.39
10.0  Balance of Deposits
  10.1 Members' Deposit 45,374.33
10.2 Non-Members' Deposit 38,386.14
10.3 Total : 83,760.47
11.0  Deposits to Outstanding
  11.1 Deposits as Percentage of Outstanding Loans 149
11.2 Deposits and Own Resources as Percentage of Outstanding Loans 160
11.3 No. of Branches with more in Deposits than in Outstanding Loans 1,669
12.0  Beggar Members
  12.1 No. of Beggar Members 92,194
12.2 Amount Disbursed (Cumulative) 143.67
12.3 Amount Repaid (Cumulative) 109.91
12.4 Amount of Savings (Balance) 7.76
13.0  Cumulative Number of Village Phones 364,705
14.0  Cumulative Number of Houses Built with Housing Loans 680,539
15.0  Life Insurance Fund (Cumulative)
  15.1 No. of Deaths Among all Borrowers 123,594
15.2 Amount paid out from Life Insurance Fund 219.53
16.0  Loan Insurance
  16.1 Balance in Loan Insurance Savings 5,252.72
16.2 No. of Deaths Among Insured Borrowers (Cumulative) 152,442
16.3 Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative) 1,217.03
17.0  Higher Education Loan (Cumulative)
  17.1 No. of Female Students 9,197
17.2 No. of Male Students 32,238
17.3 Total : 41,435
17.4 Amount Disbursed (Female) 340.41
17.5 Amount Disbursed (Male) 1,221.40
17.6 Total : 1,561.81
18.0  Scholarship (Cumulative)
  18.1 Scholarship Recipient (Female) 53,852
18.2 Scholarship Recipient (Male) 38,702
18.3 Total : 92,554
18.4 Scholarship Amount (Female) 76.23
18.5 Scholarship Amount (Male) 56.39
18.6 Total : 132.62
19.0  Number of Members
  19.1 Female 7,754,376
19.2 Male 251,413
19.3 Total : 8,005,789
20.0  Number of Groups 1,255,143
21.0  Number of Centres 144,437
22.0  Number of Villages 81,343
23.0  Number of Branches 2,563
24.0  Number of Branches with Computerized Accounting and MIS 2,558
 
(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the third year are written off exactly on the date following their completion.
(b) Amount repaid as a percentage of amount due.
(c) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d) On the last day of each month, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e) In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
 
Note : Current Exchange Rate : 1 US$ = Taka 69.12.
 
 
 
   
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