A short history

The 16 decisions

Ten Indicators

Credit delivery system

Breaking the vicious cycle of poverty through Microcredit

Method of action

Annual Report

Contribution of Grameen Bank
to GDP


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Grameen Bank
Grameen Bank (GB) has reversed conventional banking practice by removing the need for collateral and created a banking system based on mutual trust, accountability, participation and creativity. GB provides credit to the poorest of the poor in rural Bangladesh, without any collateral. At GB, credit is a cost effective weapon to fight poverty and it serves as a catalyst in the over all development of socio-economic conditions of the poor who have been kept outside the banking orbit on the ground that they are poor and hence not bankable. Professor Muhammad, the founder of "Grameen Bank" and its Managing Director, reasoned that if financial resources can be made available to the poor people on terms and conditions that are appropriate and reasonable, "these millions of small people with their millions of small pursuits can add up to create the biggest development wonder."

As of May, 2006, it has 6.83 million borrowers, 97 percent of whom are women. With 2283 branches, GB provides services in 73,609 villages, covering more than 88 percent of the total villages in Bangladesh.

Grameen Bank's positive impact on its poor and formerly poor borrowers has been documented in many independent studies carried out by external agencies including the World Bank, the International Food Research Policy Institute (IFPRI) and the Bangladesh Institute of Development Studies (BIDS).

[ For updated information please visit Monthly Update .] ?


Grameen Bank at a Glance November 2006
How To Contact Us
? What's New?
Is Grameen Bank Different
Performance Indicators & Ratio Analysis
The UN Seceretary General Sends Greetings To Bangladesh
Awards,etc. Received by Professor Muhammad
HR Statement on Microcredit - 59th UN General Assembly session 15 November 2004
The 8th Habit: From Effectiveness to Greatness By Stephen Covey
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Grameen Bank Auditors Report 2005
Historical Data Series
? ? ? In Million Taka
? ? ? In Million US$
Past Nine Years of Grameen Bank
? ? ? In Million Taka
? ? ? In Million US$
Monthly Update: November 2006
? ? ? in US$
? ? ? in Taka
Grameen Bank's Struggling(Beggar) Members Programme
Grameen Bank Wins Petersberg Prize
Acceptance Speech on Petersberg Prize, 2004 / Muhammad
Annual Report 2004
Grameen Bank II
What's Updated
in US$
in Taka

Balance Sheet
? In Million Taka
? In Million US$
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Trademarks & Copyright ? 1998 Grameen Communications last modified on 11-January-2007.