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Profit and Loss Account

Balance Sheet

Notes to the Financial Statements

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Profit and Loss Account
For the year ended December 31, 2005
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? ? Notes 2005 ? 2004
? ? Taka ? Taka
INCOME?
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Interest Income ? 2 5,598,048,513
? 4,145,297,827
Less: Interest Expenses ? 3 2,285,683,525
? 1,583,123,375
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Net Interest Income ? ? 3,312,364,988
? 2,562,174,452
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Other Income ? 4 1,796,728,252
? 550,423,619
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Total Income ? ? 5,109,093,240 ? 3,112,598,071
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Less: Non-Interest Expenses ? ? ? ? ?
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Salaries and Other Related Expenses ? 5 1,668,887,795
? 1,246,780,960
Directors' Remuneration ? ? 168,000 ? 162,000
Depreciation on Property, Plant & Equipment (Annexure A) ? ? 39,557,019 ? 34,763,058
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Other expenses ? 6 670,675,468
? 390,186,621
Provision for bad and doubtful debts ? 7 1,684,997,175 ? 1,018,578,357
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Total Expenses ? ? 4,064,285,457
? 2,690,470,996
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Net profit for the year
? ? 1,044,807,783
? 422,127,075
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Appropriations ? ? ? ?
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Transferred to rehebilitation fund
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1,044,807,783
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422,127,075
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? ? ? 1,044,807,783 ? 422,127,075
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The annexd notes 1 to 21 form an integral part of these financial statements?

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(M. Shahjahan) ? Director? ? ? ?Director ? (Dr. Muhammad)
General Manager ? ? ? ? ? Managing Director ?
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