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Profit and Loss Account
Balance Sheet

Notes to the Financial Statements

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Grameen Bank

Notes to the financial statements
For the year ended 31 December 2005

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? ? ? ? Note? ?
2005
? 2004
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Taka
? Taka
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3. ?
Interest Expenses
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Interest on Deposits
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3.01
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2,230,790,541
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1,430,562,305
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Interest on borrowings
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3.02
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54,892,984
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152,561,070
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? ? ? ? Total: ?
2,285,683,525
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1,583,123,375
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3.1 ?
Interest on Deposits
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Members Deposit

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3.01.01
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1,483,176,954
? 1,015,813,072
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Non-members Deposit

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3.01.02
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722,431,931
? 386,803,704
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Others

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3.01.03
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25,181,656
? 27,945,529
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? ? ? ? Total: ?
2,230,790,541
? 1,430,562,305
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3.01.01 ?
Members Deposit
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Fixed Deposit
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7,865,044
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5,384,258
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Savings Deposit
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225,112,219
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183,431,845
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Special Savings
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408,714
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1,019,518
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Children Welfare Fund
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88,133
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577,127
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Central Emergency Fund
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13,522,973
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13,271,242
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Centre Welfare Fund
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36,677,400
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35,543,630
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Polly Phone Deposit
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55,784,736
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27,666,205
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Grameen Pension Scheme-10 year
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701,940,452
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427,692,669
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Special Savings Account
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190,072,818
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167,491,632
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Double in 7 year Deposit
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87,904,986
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62,449,921
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Monthly Profit Deposit Scheme
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14,088,031
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7,545,812
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Loan Insurance Savings Fund
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142,454,667
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77,152,874
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Grameen Pension Scheme-5 year
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7,256,781
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6,520,570
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? ? ? ? Total: ?
1,483,176,954
? 1,015,813,072
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3.01.02
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Non-members Deposit
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Fixed Deposit
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45,459,491
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25,198,994
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Savings Deposit
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274,478,777
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164,610,262
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Technology Project deposit
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974,948
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2,384,700
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Grameen Pension Scheme-10 year
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21,813,926
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17,637,620
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Double in 7 year Deposit
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291,633,074
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134,420,023
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Monthly Profit Deposit Scheme
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83,565,175
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38,726,537
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Grameen Pension Scheme-5 year
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165,479
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261,505
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Loan Insurance Savings Fund
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3,384,531
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2,690,914
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Forestration and Other fund
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956,530
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873,149
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? ? ? ? Total: ?
722,431,931
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386,803,704
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3.01.03
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Others
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Contingency Fund
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10,203,805
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8,835,061
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Struggling Member Welfare Fund
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4,294,305
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5,282,699
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Employees Welfare Fund
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5,142,041
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4,708,651
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PF Trusty Board-Current Account
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3,060,308
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6,006,023
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Grameen Award Funds
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1,987,380
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2,240,130
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Accounts of Other Organization
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368,952
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684,643
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Cafeteria
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124,865
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112,633
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SVCF Fund
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-
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36,929
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Miscellaneous
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38,760
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25,181,656
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27,945,529
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3.02
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Interest on borrowings
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3% IFAD 41 BA
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179,838
? 578,256
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2% IFAD 161 BA
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? 1,498,894
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2% IFAD 239 BA
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5,534,996
? 5,700,705
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NORAD
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5,358,363
? 5,358,363
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SIDA
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4,776,973
? 4,776,972
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JBIC (OECF)
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21,883,849
? 22,042,994
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Non-institutional borrowings
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? 46,088
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Interest on short term loans
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3,627,857
? 6,240,611
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Dutch grant loans
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442,889
? 442,777
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Interest on bond and debenture
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13,088,219
? 105,875,410
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54,892,984
? 152,561,070
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(M. Shahjahan)
General Manager

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(Dulal Chandra Kar)
Deputy General Manager
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