Home

Introduction

A short history

The 16 decisions

Credit delivery system

Breaking the vicious cycle of poverty through Microcredit

Method of action

Contribution of Grameen Bank
to GDP


Bibliography

Photo Gallery

GRAMEEN BANK
HEAD OFFICE
MIRPUR-2, DHAKA-1216
?
Statement No: 1
Issue Number: 295 ,???Date: August 14, 2004
?
Grameen Bank Monthly Update in US$: July, 2004

Sl. No.

Particulars

Million US$

1.0

Cumulative Amount Disbursed Since Inception

4,418.08

2.0

Cumulative Amount Repaid Since Inception

3,987.35

3.0

Amount Disbursed this Month

32.48

4.0

Amount Repaid this Month

29.55

5.0

Outstanding Loan

?

5.1

Basic Loan

248.40

5.2

Flexible Loan (a)

25.88

5.3

Housing Loan

21.08

5.4

Other Loans

1.58

5.5

Total (b):

296.93

6.0

Rate of Recovery (c)

98.91

7.0

Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (d)

?

7.1

Basic Loan

0.67

7.2

Flexible Loan

2.34

7.3

Total :

3.01

8.0

Overdue Loan (e)

?

8.1

Basic Loan (f)

0.617

8.2

Flexible Loan

2.547

8.3

Housing Loan

1.673

8.4

Other Loans

0.002

8.5

Total :

4.840

9.0

?

Microenterprise Loan (Cumulative)

9.1

No. of Microenterprise Loans

170,845

9.2

Amount Disbursed

65.39

9.3

Amount Repaid

32.63

10.0

Balance of Deposits

10.1

Members' Deposit

197.82

10.2

Non-Members' Deposit

86.79

10.3

Total :

284.61

11.0

Deposits to Outstanding

11.1

Deposits as Percentage of Outstanding Loans

96

11.2

Deposits and Own Resources as Percentage of Outstanding Loans

129

11.3

No. of Branches with more in Deposits than in Outstanding Loans

610

12.0

Cumulative Number of Village Phones

69,286

13.0

Cumulative Number of Houses Built with Housing Loans

594,318

14.0

Life Insurance Fund (Cumulative)

?

14.1

No. of Deaths Among all Borrowers

71,056

14.2

Amount paid out from Life Insurance Fund

3.24

15.0

Loan Insurance

?

15.1

Balance in Loan Insurance Savings

13.37

15.2

No. of Deaths Among Insured Borrowers (Cumulative)

14,409

15.3

Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative)

1.71

16.0

Higher Education Loan (Cumulative)

?

16.1

No. of Female Students

628

16.2

No. of Male Students

3,081

16.3

Total :

3,709

16.4

Amount Disbursed (Female)

0.19

16.5

Amount Disbursed (Male)

0.97

16.6

Total :

1.16

17.0

Scholarship (Cumulative)

?

17.1

Scholarship Recipient (Female)

8,604

17.2

Scholarship Recipient (Male)

5,893

17.3

Total :

14,497

17.4

Scholarship Amount (Female)

0.11

17.5

Scholarship Amount (Male)

0.08

17.6

Total :

0.19

18.0

Number of Members

?

18.1

Female

3,536,347

18.2

Male

161,735

18.3

Total :

3,698,082

19.0

Number of Groups

643,952

20.0

Number of Centres

78,558

21.0

Number of Villages

46,279

22.0

Number of Branches

1,267

23.0

Number of Branches with Computerized Accounting and MIS

1,181

?
(a) On the last day of each year, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The amount of a flexible loan which completes the third year is written off exactly on the date following its completion
(b)
This figure is not exactly equal to the difference between items 1 and 2 because of difference in conversion rates.
(c)
Amount repaid as a percentage of amount due.
(d)
If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(e)
On the last day of each year, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they become overdue.
(f)
In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
?
Note :
Current Exchange Rate : 1 US$ = Taka 60.57.

?

?

?

?


? ??? [About Grameen] [Bank] [Family] [Microcredit] [Newsletter] [FeedBack]
Back To Top ???Trademarks & Copyright 1998 Grameen Communications.

?