Monthly Report: 2017-01 Issue 445 in USD

Statement No: 1
Issue No : 445, Issue Date : February 6, 2017
Grameen Bank Monthly Update in US$ :January, 2017
Sl. No. Particulars Million US$
1.0 Cumulative Amount Disbursed Since Inception 20,924.64
2.0 Cumulative Amount Repaid Since Inception 19,082.46
3.0 Amount Disbursed this Month 250.38
4.0 Amount Repaid this Month 219.28
5.0 Outstanding Loan
5.1 Basic Loan 1,417.33
5.2 Flexible Loan (a) 74.38
5.3 Housing Loan 2.84
5.4 Education Loan 32.63
5.5 Other Loans 3.34
5.6 Total (b): 1,530.52
6.0 Rate of Recovery (c) 99.10
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (d)
7.1 Basic Loan 1.47
7.2 Flexible Loan 18.87
7.3 Total : 20.34
8.0 Overdue Loan (e)
8.1 Basic Loan (f) 3.880
8.2 Flexible Loan 4.056
8.3 Housing Loan 0.007
8.4 Other Loans 0.000
8.5 Total : 7.943
9.0 Microenterprise Loan (Cumulative)
9.1 No. of Microenterprise Loans 8,867,306
9.2 Amount Disbursed 4,126.05
9.3 Amount Repaid 3,655.26
10.0 Balance of Deposits
10.1 Members’ Deposit 1,625.21
10.2 Non-Members’ Deposit 865.71
10.3 Total : 2,490.93
11.0 Deposits to Outstanding
11.1 Deposits as Percentage of Outstanding Loans 163
11.2 Deposits and Own Resources as Percentage of Outstanding Loans 177
11.3 No. of Branches with more in Deposits than in Outstanding Loans 2,085
12.0 Beggar Members
12.1 No. of Beggar Members 77,567
12.2 Amount Disbursed (Cumulative) 2.62
12.3 Amount Repaid (Cumulative) 2.19
12.4 Amount of Savings (Balance) 0.12
13.0 Cumulative Number of Village Phones 1,695,408
14.0 Cumulative Number of Houses Built with Housing Loans 703,144
15.0 Life Insurance Fund (Cumulative)
15.1 No. of Deaths Among all Borrowers 185,354
15.2 Amount paid out from Life Insurance Fund 5.69
16.0 Loan Insurance
16.1 Balance in Loan Insurance Savings 151.38
16.2 No. of Deaths Among Insured Borrowers (Cumulative) 420,899
16.3 Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative) 73.81
17.0 Higher Education Loan (Cumulative)
17.1 No. of Female Students 12,806
17.2 No. of Male Students 40,852
17.3 Total : 53,658
17.4 Amount Disbursed (Female) 13.15
17.5 Amount Disbursed (Male) 38.03
17.6 Total : 51.18
18.0 Scholarship (Cumulative)
18.1 Scholarship Recipient (Female) 144,950
18.2 Scholarship Recipient (Male) 99,255
18.3 Total : 244,205
18.4 Scholarship Amount (Female) 3.50
18.5 Scholarship Amount (Male) 2.41
18.6 Total : 5.91
19.0 Number of Members (g)
19.1 Female 8,601,870
19.2 Male 307,536
19.3 Total : 8,909,406
20.0 Number of Groups 1,372,249
21.0 Number of Centres 141,870
22.0 Number of Villages 81,395
23.0 Number of Branches 2,568
24.0 Number of Branches with Computerized Accounting and MIS 2,568
(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
(b) This figure is not exactly equal to the differece between items 1 and 2 because of difference in conversion rates.
(c) Amount repaid as a percentage of amount due.
(d) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(e) On the last day of each month, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(f) In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(g) Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively.
Note : Current Exchange Rate : 1 US$ = Taka 78.86