2003-07 Issue 283 BDT
Statement No: 1
Issue Number: 283 ,   Date: August 24, 2003
 
Grameen Bank Monthly Update in Taka : July 2003
Sl. No.ParticularsMillion Taka 
1.0
 Cumulative Amount Disbursed Since Inception
182,190.29 
2.0
 Cumulative Amount Repaid Since Inception
167,636.74 
3.0
 Amount Disbursed this Month
1,980.99 
4.0
 Amount Repaid this Month
1,680.93 
5.0
 Outstanding Loan
 5.1
Basic Loan
11,426.30 
5.2
Flexible Loan (a)
1,543.80 
5.3
Housing Loan
1,537.30 
5.4
Other Loans
46.14 
5.5
Total :
14,553.54 
6.0
 Rate of Recovery (b)
99.03 
7.0
 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (c)
 7.1
Basic Loan
8.54 
7.2
Flexible Loan
105.87 
7.3
Total :
114.41 
8.0
 Overdue Loan (d)
 8.1
Basic Loan (e)
2.16 
8.2
Flexible Loan
182.02 
8.3
Housing Loan
55.58 
8.4
Other Loans
0.13 
8.5
Total :
239.90 
9.0
 Microenterprise Loan (Cumulative)
9.1
No. of Microenterprise Loans
61,535 
9.2
Amount Disbursed
1,406.92 
9.3
Amount Repaid
603.78 
10.0
 Balance of Deposits
10.1
Members' Deposit
 8,608.83 
10.2
Non-Members' Deposit
2,363.83 
10.3
Total :
10,972.66 
11.0
 Deposits to Outstanding
 
11.1
Deposits as Percentage of Outstanding Loans
75 
 
11.2
Deposits and Own Resources as Percentage of Outstanding Loans
94 
 
11.3
No. of Branches with more in Deposits than in Outstanding Loans
335 
12.0
 Cumulative Number of Village Phones
30,840 
13.0
 Cumulative Number of Houses Built with Housing Loans
570,675 
14.0
 Life Insurance Fund (Cumulative)
 
14.1
No. of Deaths Among all Borrowers
64,495 
14.2
Amount paid out from Life Insurance Fund
129.67 
15.0
 Loan Insurance
 
15.1
Balance in Loan Insurance Savings
366.10 
15.2
No. of Deaths Among Insured Borrowers (Cumulative)
6,118 
15.3
Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative)
41.64 
16.0
 Higher Education Loan (Cumulative)
 
16.1
No. of Female Students
114 
16.2
No. of Male Students
674 
16.3
Total :
788 
16.4
Amount Disbursed (Female)
2.39 
16.5
Amount Disbursed (Male)
15.13 
16.6
Total :
17.53 
17.0
 Scholarship (Cumulative)
 
17.1
Scholarship Recipient (Female)
4,312 
17.2
Scholarship Recipient (Male)
3,017 
17.3
Total :
7,329 
17.4
Scholarship Amount (Female)
3.52 
17.5
Scholarship Amount (Male)
2.82 
17.6
Total :
6.34 
18.0
 Number of Members
 
18.1
Female
2,704,627 
18.2
Male
131,124 
18.3
Total :
2,835,751 
19.0
 Number of Groups
548,655 
20.0
 Number of Centres
73,175 
21.0
 Number of Villages
 42,776 
22.0
 Number of Branches
1,188 
23.0
 Number of Branches with Computerized Accounting and MIS
1,040 
 
(a)
On the last day of each year, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The amount of a flexible loan which completes the third year is written off exactly on the date following its completion.
(b)
Amount repaid as a percentage of amount due.
(c)
If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d)
On the last day of each year, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e)
In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
 
Note:  Current Exchange Rate: 1 US$ = Taka 57.90.