2003-10 Issue 286 BDT
Statement No: 1
Issue Number: 286 ,   Date: November 22, 2003
 
Grameen Bank Monthly Update in Taka : October 2003
Sl. No.ParticularsMillion Taka 
1.0
 Cumulative Amount Disbursed Since Inception
187,666.82 
2.0
 Cumulative Amount Repaid Since Inception
172,316.52 
3.0
 Amount Disbursed this Month
1,754.59 
4.0
 Amount Repaid this Month
1,505.97 
5.0
 Outstanding Loan
 5.1
Basic Loan
12,501.36 
5.2
Flexible Loan (a)
1,352.66 
5.3
Housing Loan
1,442.49 
5.4
Other Loans
53.80  
5.5
Total :
15,350.30 
6.0
 Rate of Recovery (b)
99.08 
7.0
 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (c)
 7.1
Basic Loan
12.69 
7.2
Flexible Loan
92.92 
7.3
Total :
105.61 
8.0
 Overdue Loan (d)
 8.1
Basic Loan (e)
10.31 
8.2
Flexible Loan
180.58 
8.3
Housing Loan
92.89  
8.4
Other Loans
0.13 
8.5
Total :
283.91 
9.0
 Microenterprise Loan (Cumulative)
9.1
No. of Microenterprise Loans
90,885  
9.2
Amount Disbursed
1,923.69 
9.3
Amount Repaid
826.73  
10.0
 Balance of Deposits
10.1
Members' Deposit
9,190.47  
10.2
Non-Members' Deposit
2,970.31 
10.3
Total :
12,160.78 
11.0
 Deposits to Outstanding
 
11.1
Deposits as Percentage of Outstanding Loans
79 
11.2
Deposits and Own Resources as Percentage of Outstanding Loans
97 
11.3
No. of Branches with more in Deposits than in Outstanding Loans
384 
12.0
 Cumulative Number of Village Phones
38,445 
13.0
 Cumulative Number of Houses Built with Housing Loans
574,788 
14.0
 Life Insurance Fund (Cumulative)
 
14.1
No. of Deaths Among all Borrowers
66,162 
14.2
Amount paid out from Life Insurance Fund
131.99 
15.0
 Loan Insurance
 
15.1
Balance in Loan Insurance Savings
391.31 
15.2
No. of Deaths Among Insured Borrowers (Cumulative)
7,549 
15.3
Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative)
51.94 
16.0
 Higher Education Loan (Cumulative)
 
16.1
No. of Female Students
200  
16.2
No. of Male Students
1,073  
16.3
Total :
1,273 
16.4
Amount Disbursed (Female)
3.65 
16.5
Amount Disbursed (Male)
21.25  
16.6
Total :
24.90 
17.0
 Scholarship (Cumulative)
 
17.1
Scholarship Recipient (Female)
4,615 
17.2
Scholarship Recipient (Male)
3,216 
17.3
Total :
7,831 
17.4
Scholarship Amount (Female)
3.95 
17.5
Scholarship Amount (Male)
3.11 
17.6
Total :
7.06 
18.0
 Number of Members
 
18.1
Female
2,878,346 
18.2
Male
139,145 
18.3
Total :
3,017,491  
19.0
 Number of Groups
566,822 
20.0
 Number of Centres
74,173 
21.0
 Number of Villages
43,459 
22.0
 Number of Branches
1,191 
23.0
 Number of Branches with Computerized Accounting and MIS
1,055 
 
(a)
On the last day of each year, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the third year are written off exactly on the date following their completion.
(b)
Amount repaid as a percentage of amount due.
(c)
If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d)
On the last day of each year, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e)
In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
 
Note:  Current Exchange Rate: 1 US$ = Taka 58.43.