2004-03 Issue 291 BDT
Statement No: 1
Issue Number: 291,   Date: April 20, 2004
 
Grameen Bank Monthly Update in Taka : March 2004
Sl. No.ParticularsMillion Taka 
1.0
 Cumulative Amount Disbursed Since Inception
197,004.84 
2.0
 Cumulative Amount Repaid Since Inception
180,318.18 
3.0
 Amount Disbursed this Month
2,151.18 
4.0
 Amount Repaid this Month
1,784.55 
5.0
 Outstanding Loan
 5.1
Basic Loan
13,842.28 
5.2
Flexible Loan (a)
1,442.71 
5.3
Housing Loan
1,329.47 
5.4
Other Loans
72.20 
5.5
Total :
16,686.66 
6.0
 Rate of Recovery (b)
98.69 
7.0
 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (c)
 7.1
Basic Loan
57.89 
7.2
Flexible Loan
79.08 
7.3
Total :
136.97 
8.0
 Overdue Loan (d)
 8.1
Basic Loan (e)
56.48 
8.2
Flexible Loan
202.35 
8.3
Housing Loan
114.27 
8.4
Other Loans
0.13 
8.5
Total :
373.23 
9.0  
 Microenterprise Loan (Cumulative)
9.1
No. of Microenterprise Loans
124,123 
9.2
Amount Disbursed
2,770.83 
9.3
Amount Repaid
1,377.50 
10.0
 Balance of Deposits
10.1
Members' Deposit
10,420.72 
10.2
Non-Members' Deposit
3,848.41 
10.3
Total :
14,269.13 
11.0
 Deposits to Outstanding
 11.1
Deposits as Percentage of Outstanding Loans
86 
11.2
Deposits and Own Resources as Percentage of Outstanding Loans
101 
11.3
No. of Branches with more in Deposits than in Outstanding Loans
515 
12.0
 Cumulative Number of Village Phones
53,237 
13.0
 Cumulative Number of Houses Built with Housing Loans
583,912 
14.0
 Life Insurance Fund (Cumulative)
 14.1
No. of Deaths Among all Borrowers
68,816 
14.2
Amount paid out from Life Insurance Fund
135.77 
15.0
 Loan Insurance
 15.1
Balance in Loan Insurance Savings
567.25 
15.2
No. of Deaths Among Insured Borrowers (Cumulative)
10,372 
15.3
Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative)
72.55 
16.0
 Higher Education Loan (Cumulative)
 16.1
No. of Female Students
386 
16.2
No. of Male Students
1,973 
16.3
Total :
2,359 
16.4
Amount Disbursed (Female)
6.50 
16.5
Amount Disbursed (Male)
37.12 
16.6
Total :
43.62 
17.0
 Scholarship (Cumulative)
 17.1
Scholarship Recipient (Female)
7,874
17.2
Scholarship Recipient (Male)
5,338 
17.3
Total :
13,212 
17.4
Scholarship Amount (Female)
4.97 
17.5
Scholarship Amount (Male)
3.93
17.6
Total :
8.90 
18.0
 Number of Members
 18.1
Female
3,207,339 
18.2
Male
149,302 
18.3
Total :
3,356,641 
19.0
 Number of Groups
606,265 
20.0
 Number of Centres
76,227 
21.0
 Number of Villages
44,636 
22.0
 Number of Branches
1,229 
23.0
 Number of Branches with Computerized Accounting and MIS
1,128 
 
(a)
On the last day of each year, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the third year are written off exactly on the date following their completion.
(b)
Amount repaid as a percentage of amount due.
(c)
If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d)
On the last day of each year, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e)
In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
 
Note:  Current Exchange Rate: 1 US$ = Taka 58.91.