2005-04 Issue 304 USD
Statement No: 1
Issue Number: 304,   Date: May 15, 2005
 
Grameen Bank Monthly Update in US$ : April, 2005
Sl. No.ParticularsMillion US$ 
1.0
 Cumulative Amount Disbursed Since Inception
4,790.27  
2.0
 Cumulative Amount Repaid Since Inception
4,297.37  
3.0
 Amount Disbursed this Month
48.80  
4.0
 Amount Repaid this Month
39.06  
5.0
 Outstanding Loan
 5.1
Basic Loan
303.24 
5.2
Flexible Loan (a)
25.32 
5.3
Housing Loan
15.28 
5.4
Other Loans
2.48 
5.5
Total (b):
346.33 
6.0
 Rate of Recovery (c)
98.91 
7.0
 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (d)
 7.1
Basic Loan
1.12 
7.2
Flexible Loan
3.11 
7.3
Total :
4.23 
8.0
 Overdue Loan (e)
 8.1
Basic Loan (f)
1.420 
8.2
Flexible Loan
5.242 
8.3
Housing Loan
2.227 
8.4
Other Loans
0.002 
8.5
Total :
8.891 
9.0
 Microenterprise Loan (Cumulative)
9.1
No. of Microenterprise Loans
395,612 
9.2
Amount Disbursed
143.60 
9.3
Amount Repaid
76.14 
10.0
 Balance of Deposits
10.1
Members' Deposit
237.21 
10.2
Non-Members' Deposit
122.81 
10.3
Total :
360.02 
11.0
 Deposits to Outstanding
 
11.1
Deposits as Percentage of Outstanding Loans
104 
11.2
Deposits and Own Resources as Percentage of Outstanding Loans
131 
11.3
No. of Branches with more in Deposits than in Outstanding Loans
755 
12.0
 Cumulative Number of Village Phones
118,842 
13.0
 Cumulative Number of Houses Built with Housing Loans
619,106 
14.0
 Life Insurance Fund (Cumulative)
 
14.1
No. of Deaths Among all Borrowers
76,798 
14.2
Amount paid out from Life Insurance Fund
3.41 
15.0
 Loan Insurance
 
15.1
Balance in Loan Insurance Savings
18.24 
15.2
No. of Deaths Among Insured Borrowers (Cumulative)
28,991 
15.3
Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative)
  3.61 
16.0
 Higher Education Loan (Cumulative)
 
16.1
No. of Female Students
1,047 
16.2
No. of Male Students
4,726 
16.3
Total :
5,773 
16.4
Amount Disbursed (Female)
0.38 
16.5
Amount Disbursed (Male)
1.78 
16.6
Total :
2.16 
17.0
 Scholarship (Cumulative)
 
17.1
Scholarship Recipient (Female)
11,608 
17.2
Scholarship Recipient (Male)
7,991 
17.3
Total :
19,599 
17.4
Scholarship Amount (Female)
0.15 
17.5
Scholarship Amount (Male)
0.10 
17.6
Total :
0.25 
18.0
 Number of Members
 
18.1
Female
4,296,962 
18.2
Male
183,726 
18.3
Total :
4,480,688  
19.0
 Number of Groups
737,992 
20.0
 Number of Centres
86,459 
21.0
 Number of Villages
51,687 
22.0
 Number of Branches
1,456 
23.0
 Number of Branches with Computerized Accounting and MIS
1,259 
 
(a)
On the last day of each year, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The amount of a flexible loan which completes the third year is written off exactly on the date following its completion.
(b)
This figure is not exactly equal to the difference between items 1 and 2 because of difference in conversion rates.
(c)
Amount repaid as a percentage of amount due.
(d)
If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(e)
On the last day of each year, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they become overdue.
(f)
In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
 
Note : Current Exchange Rate : 1 US$ = Taka 63.46 .