Grameen Bank - http://www.grameen.com

MONTHLY REPORT: 2018-08 ISSUE 464 IN BDT

 

Statement No: 1    
Issue No. : 464, Issue Date : September 10, 2018
Grameen Bank Monthly Update in BDT: August 2018
Sl. No. Particulars In million BDT
1.0 Cumulative Amount Disbursed Since Inception 1,813,325.67
2.0 Cumulative Amount Repaid Since Inception 1,661,717.16
3.0 Amount Disbursed this Month 14,900.70
4.0 Amount Repaid this Month 15,405.41
5.0 Outstanding Loans
5.1  Basic Loan 143,178.76
5.2  Flexible Loan (a) 5,149.30
5.3  Housing Loan 723.41
5.4  Education Loan 2,203.66
5.5  Other Loans 353.38
5.6  Total : 151,608.52
6.0 Rate of Recovery(b) 99.10
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
7.1  Basic Loan 269.68
7.2  Flexible Loan 690.78
7.3  Total : 960.46
8.0 Overdue Loan(d)
8.1  Basic Loan(e) 436.04
8.2  Flexible Loan 119.39
8.3  Housing Loan 0.21
8.4  Other Loans 0.00
8.5  Total : 555.63
9.0 Microenterprise Loan (Cumulative)
9.1  No. of Microenterprise Loans 11,970,474
9.2  Amount Disbursed 423,296.76
9.3  Amount Repaid 378,715.70
10.0 Balance of Deposits
10.1  Members’ Deposit 143,100.37
10.2  Non-Members’ Deposit 64,401.74
10.3 Total : 207,502.10
11.0 Deposits to Outstanding
11.1  Deposits as Percentage of Outstanding Loans 136.87
11.2  Deposits and Own Resources as Percentage of Outstanding Loans 149.35
11.3  No. of Branches with more in Deposits than in Outstanding Loans 1,772
12.0 Beggar Members
12.1  No. of Beggar Members 77,454
12.2  Amount Disbursed (Cumulative) 180.21
12.3  Amount Repaid (Cumulative) 154.52
12.4  Amount of Savings (Balance) 9.11
13.0 Cumulative Number of Village Phones 1,898,154
14.0 Cumulative Number of Houses Built with Housing Loans 723,814
15.0 Life Insurance Fund (Cumulative)
15.1  No. of deaths among all Borrowers 195,478
15.2  Amount paid out from Life Insurance Fund 337.16
16.0 Loan Insurance
16.1  Balance in Loan Insurance Savings 15,085.07
16.2  No. of deaths among the Persons Insured  (Cumulative) 517,512
16.3 Amount of Outstanding Principal and Interest of the
Deceased Borrowers paid out from Insurance Fund (Cumulative)
7,077.35
17.0 Higher Education Loan (Cumulative)
17.1  No. of Female Students 12,983
17.2  No. of Male Students 40,998
17.3  Total : 53,981
17.4  Amount Disbursed (Female) 1,023.11
17.5  Amount Disbursed (Male) 2,765.66
17.6  Total : 3,788.77
18.0 Scholarship (Cumulative)
18.1  Scholarship Recipient (Female) 165,516
18.2  Scholarship Recipient (Male) 111,446
18.3  Total : 276,962
18.4  Scholarship Amount (Female) 298.79
18.5  Scholarship Amount (Male) 201.11
18.6  Total : 499.89
19.0 Number of Members (f)
19.1  Female 8,698,774
19.2  Male 300,182
19.3 Total : 8,998,956
20.0 Number of Groups 1,385,161
21.0 Number of Centres 138,943
22.0 Number of Villages 81,676
23.0 Number of Branches 2,568
24.0 Number of Branches with Computerised Accounting and MIS 2,568
(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
(b) Amount repaid as a percentage of amount due.
(c) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d) On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e) In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(f) Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
Note: Current Exchange Rate : 1USD = BDT 83.70